Sell Your Colorado Springs Home

Selling Into a Market That Has Shifted Toward Buyers

The Colorado Springs market has moved. Homes across the Pikes Peak region took an average of 46 days to sell in August 2026, up from 40 days a year earlier. Five percent fewer of them sold at all, while the number of homes competing for those buyers rose seven percent.

None of that means your house will not sell. It means the cost of a wrong asking price is far higher than it was two years ago, and the things that used to be optional now decide whether you get an offer in the first month or the third.
Colorado Springs homeowners reviewing their options for selling a home bought with a VA loan

What Changes When You Sell a Home You Bought With a VA Loan

Most agents handle a VA-financed sale exactly like any other. Two things about it are genuinely different, and both of them are worth money to you.

Your entitlement does not come back on its own. Paying the loan off at closing makes you eligible to have it restored, but restoration is a request you file, not something that happens automatically. If you are buying again at the next duty station, the order you do things in matters more than most people expect.

Your old loan may be worth something to a buyer. A VA loan written in 2021 at a rate in the low threes can be assumed by a qualified buyer at that rate. When new buyers are being quoted something much higher, that is not a detail buried in the listing remarks, it is the strongest thing you have to sell. It also carries real tradeoffs, which is why it is a decision to make on purpose rather than discover at the closing table.

Pricing when the market is moving against you

The instinct is to start high and leave room to come down. With average market time at 46 days and more homes on the market than a year ago, that is the most expensive instinct in Colorado Springs real estate right now.

A listing gets its best traffic in the first ten days. Price above what the comparable sales support and you spend that window on buyers who look, run the numbers and move on. By the time you correct, the listing has age on it, and buyers read age as something being wrong with the house. The price cut that would have worked in week one does not do the same job in week six, because now you are negotiating from a position everybody can see.

We price off closed sales in your neighborhood over the last 90 days, not off the county median and not off what the house down the street is asking. Asking prices tell you what sellers hope for. Closed sales tell you what buyers actually did. Our home selling tips for Colorado Springs cover the preparation side in more detail.

Selling on orders, and the gap nobody plans for

A PCS sale runs on two clocks that have no interest in each other. Yours is the report date. The buyer's is their lender.

The trouble is the gap between them. Orders often land 60 to 90 days out, closing takes 30 to 45 days once you are under contract, and the house needs time on market before that. Come to us the week the orders arrive and there is almost always a workable plan. Come to us three weeks before you drive out of state and the realistic options narrow to renting it out, accepting a lower number, or closing remotely from the next duty station.

Closing remotely is normal and we do it regularly. A power of attorney and a mail-away closing package are routine. It is the timeline that causes problems, not the distance. Our military relocation page covers the buying side of the same move.

What buyers are actually asking for

When a buyer asks for money in this market, they usually do not want it taken off the price. They want it applied to their interest rate.

On a $500,000 house, dropping the price by $10,000 takes roughly $60 off the buyer's monthly payment. Putting that same $10,000 toward buying their rate down can take off more than twice that, because the monthly payment is what the buyer is actually shopping. Running that comparison is worth doing before you cut the price a second time.

Pre-inspection belongs in the same conversation. Finding the failed window seal or the aging water heater yourself, on your own schedule, is a very different negotiation from having the buyer's inspector find it on day nine of a contract.

Market figures: Pikes Peak Association of REALTORS®, August 2026 report. Last updated September 17, 2026.

Thinking About Selling Before the End of the Year?

How the House Actually Gets Sold

There is no secret to this. There is a sequence, and most of the value is in doing each part properly and on time rather than in any single clever move.

Before it goes live

Repairs triaged into what returns money at closing and what does not. Pre-inspection where the age and condition of the house make it worthwhile. Professional photography scheduled for daylight, because a listing shot on a phone at four in the afternoon in November reads to a buyer as a house nobody cared about.

The first ten days

Coming-soon exposure before the listing goes active, so there is an audience waiting on day one instead of a slow build. Showings tracked, and the feedback reported to you in writing every week rather than summarized as going well.

Reading what the traffic tells you

If showings are steady and offers are not coming, that is a price signal. If the showings are not happening at all, that is a marketing or condition signal. The two look identical from the outside and they need completely different fixes, which is the whole reason the feedback gets collected properly.

When the offers come in

Every offer read for more than the number on the front page. Financing type, earnest money, appraisal gap language, who is paying what at closing, and how solid the buyer's lender actually is. A higher offer from a buyer who cannot close is worth less than a lower one that closes on schedule.

Inspection and appraisal

Inspection objections negotiated against what the repair actually costs rather than what the buyer asked for. Appraisal supported with comparable sales sent to the appraiser in advance instead of hoping for the best, which matters more in a market where prices have drifted down.
Already moved?

Closing from the next duty station

If you have already reported, nothing about this needs you in Colorado. Documents go out electronically, a power of attorney covers what it has to, and the final walkthrough and key handover get handled here. You get the same weekly written update you would get if you were living across town.
Jacob McCrackin, veteran real estate agent in Colorado Springs

Why Jacob

Jacob McCrackin is an Army veteran, a Colorado native and an associate broker with Solid Oak Realty in Colorado Springs. He has been on both ends of a military move, which is the part that matters when you are the one selling.

Most people he works with on the sell side are not selling because they want to. The Army decided, or the house stopped fitting, or they are retiring out of one chapter and into another. That is a different conversation from a discretionary move-up sale, and it gets a different plan and a different timeline.

Frequently Asked Questions About Selling a Home in Colorado Springs

Homes across the Pikes Peak region averaged 46 days on market in August 2026, up from 40 days a year earlier, and that is time on market before you add the 30 to 45 days it takes to close. Price and condition move that number more than anything else. A correctly priced house in good condition still sells quickly. An optimistically priced one sits regardless of what the market is doing.

Not automatically. Paying the loan off at closing makes you eligible to have the entitlement restored, but restoration is a request you have to file. If you are buying again at your next duty station, start it before you need it. Timing is what causes problems here, not eligibility. Confirm your own situation with your lender or the VA before you plan around it.

If your loan carries a low rate and the buyer qualifies, yes, and in this rate environment it can be the strongest feature of your listing. The tradeoffs are real: the pool of buyers is smaller, the buyer usually needs significant cash to cover the difference between your loan balance and the sale price, and your entitlement can stay tied up unless the buyer is a veteran substituting their own. It is worth pricing out properly before you decide.

Working backward: 30 to 45 days to close once you are under contract, plus however long it takes to get under contract, which has been running around six weeks. So roughly 90 days before your report date is comfortable, 60 days is tight but workable, and under 45 days usually means planning for a remote closing or a different strategy altogether.

It depends on what the numbers say and how far away you are going to be. Rent that covers the mortgage is not the same as rent that covers the mortgage, vacancy, management and the repairs you will be approving from another time zone. It also matters whether you need your entitlement back to buy at the next station. We will run both sets of numbers with you before you decide.

Commission is agreed in writing before the listing goes live, and since the 2024 industry settlement changes, what a seller offers a buyer's agent is negotiable and handled separately. On top of that, budget for title and closing fees, prorated property taxes, and any concessions you agree to during negotiation. You will get a net sheet with a real number before you list, not after.

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